PILLAR 3
On 1 January 2014, the prudential rules for banks and investment firms contained in Regulation (EU) No. 575/2013 (hereinafter also CRR) and Directive 2013/36/EU (hereinafter CRD IV), which transpose into the European Union the standards defined by the Basel Committee on Banking Supervision (so-called Basel III framework), came into force.
Disclosures are made on a consolidated level in accordance with the provisions of the BPER Group.