Legal notice

Acceptance of the conditions of use of the BPER Bank Luxembourg s.a site

You are connected to the site of BPER Bank Luxembourg s.a. .


Registered office:
30, Boulevard Royal
Postal address:
00352 222430-228
LEI: 549300FOF121DSRG5867
Registration number in the Luxembourg Commercial Register B 54033
VAT Identification Number: LU 16663426
BPER Bank Luxembourg s.a is registered on the official list of Luxembourg financial institutions held by the Financial Services Industry Regulatory Commission (CSSF).
Regulatory authority:
Financial Services Industry Regulatory Commission (CSSF) 
283, route d'Arlon

Personal data
Access to some pages on the site is subject to prior registration of some personal data concerning the users. BPER Bank Luxembourg s.a. only stores data which is useful in the context of the provision of its services, either on electronic media or in any other form.
The personal data that the users disclose to BPER Bank Luxembourg s.a is confidential, and will not be transmitted under any circumstances to third parties without their prior consent, and only in accordance with the provisions of Luxembourg law concerning banking secrecy.
BPER Bank Luxembourg s.a undertakes to make every endeavour to ensure that the personal data supplied by site users is transmitted via a secure means, but reminds users that secrecy of correspondence is not guaranteed on the Internet.
Users accept that any use of the site is made under their own responsibility.
In accordance with the legislation on protection of personal data, users have the right to access and correct the data concerning them. They may exercise these rights by sending a written request to BPER Bank Luxembourg s.a at the address mentioned above, enclosing a copy of their identity card.
Users of the BPER Bank Luxembourg s.a. site are informed that during their access to this site, information may be stored temporarily in memory or on their computer equipment, particularly to facilitate navigation on the site ("cookies"). Users of the BPER Bank Luxembourg s.a site acknowledge that they have been informed of this practice, and authorise the Bank to use it.
By disclosing their telephone number(s) or their e-mail address on the BPER Bank Luxembourg s.a site, users accept that the Bank may provide them with information, either by telephone or by e-mail.

Conditions of access and use
This site is intended for customers of BPER Bank Luxembourg s.a. and parties interested in the products and/or services offered by this institution.
This site is subject to the law of Luxembourg.
BPER Bank Luxembourg s.a. undertakes to comply with all Luxembourg laws and regulations concerning the operation of an Internet site.
It is pointed out that mail secrecy is not guaranteed on the Internet, and that it is up to each Internet user to take all appropriate measures, so as to protect his/her own data and/or software from corruption by any viruses that may be circulating on the Internet.
The site is hosted by ArianeSoft S.A.
L-8070 Bertrange, Grand-Duchy of Luxembourg.

Information provided to the user
Although BPER Bank Luxembourg s.a takes all necessary steps to ensure that information and data published on the site is correct, this is provided for information only.
BPER Bank Luxembourg s.a cannot be held liable for inaccurate, incomplete or erroneous information, or for falsified or manipulated information.
This information does not constitute, under any circumstances, an offer or an invitation to purchase or sell. It does not constitute legal, accounting, or tax advice, and is only valid at the time at which it is given.
The dissemination of this information, in particular that concerning investment funds, is limited or regulated by the laws of certain countries. In the latter case, the dissemination of this information and subscription to the said investment funds is prohibited, or subject to the prior authorisation of the appropriate authorities. BPER Bank Luxembourg s.a draws the attention of visitors to this site to the fact that this information is not intended for natural or legal persons who, by virtue of their nationality, are subject to foreign legislation that prohibits or restricts the dissemination of such information.
The persons concerned, particularly, but not exclusively, American, Canadian and British citizens, are requested to enquire about restrictions that apply to them.
The BPER Bank Luxembourg s.a site has information that is made available by third parties or via hypertext links to other sites. The existence of a link from the BPER Bank Luxembourg s.a. site to another site does not constitute a recommendation or a validation of this site or its content. BPER Bank Luxembourg s.a. cannot be held liable for information, opinions and recommendations formulated by those third parties.
BPER Bank Luxembourg s.a reserves the right to modify the content of the site or to make it inaccessible.

Information about the risks of financial instruments
Issuing instructions requires full knowledge of the regulation and the operation of markets. It is intended for a knowledgeable clientele, well aware of the rapid fluctuations that may occur on certain markets, and their speculative nature, or their lack of liquidity.
If they consider that they do not have full knowledge about the securities in which they are considering investing, or that they lack information about a transaction that they are considering entering into, they must contact the bank beforehand, in order to determine whether the investment concerned is compatible with their profile and their investment objectives.
BPER Bank Luxembourg s.a declines any liability concerning the appropriateness of a transaction performed on the basis of an instruction issued, or the compatibility of that transaction with the customer's profile.

All trade marks, logos or items appearing on the pages of this site are the exclusive property of BPER Bank Luxembourg s.a Any reproduction, representation or dissemination, in full or in part, of the content of this site on whatever medium or by whatever process it may be, constitutes an infringement of copyright and is prohibited without the express authorisation of BPER Bank Luxembourg s.a
The creation of hypertext links to this site is subject to the prior consent of BPER Bank Luxembourg s.a. .

User name, password
The user is solely liable the safe keeping and maintaining the confidentiality of his/her passwords to the secure services provided by BPER Bank Luxembourg s.a.
The user undertakes to inform BPER Bank Luxembourg s.a. immediately of any unauthorised use of his/her account or any breach of security.
The user grants BPER Bank Luxembourg s.a. the right to end all or part of the right of access corresponding to its identification parameters.

Users accept that any use of the site is made under their own responsibility. BPER Bank Luxembourg s.a. declines all liability for direct or indirect losses that may be caused by the use of the site, particularly in relation to a break or cessation of the operation of the site, or a dysfunction of the site, which may result from a shutdown for maintenance or upgrade of BPER Bank Luxembourg s.a's computer systems, technical faults or network overloads, faults in telephone lines, errors, negligence or misdemeanours by suppliers, Internet services or a third party, or a virus acquired via the Internet.

Competent court and applicable law
Any disputes relating to the use, interpretation or execution of the information and data appearing on this site shall be submitted to the Luxembourg courts.
The applicable law is the law of Luxembourg.

Only the English version of this site is authoritative.